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Terms and Dislaimer

Our goal is to help people make rational financial decisions and compare different financial products to save costs. On our pages you will find information about loans, savings accounts, credit cards, P2P loans and other financial products.

Our terms and conditions and privacy policy are designed to help you understand how lakes-n-trails.com works and what information is collected about users of the website.

Terms and Conditions

lakes-n-trails.com is not part of a credit institution or bank . We do not pass on personal information to lenders, credit brokers or other financial institutions without your written consent.

lakes-n-trails.com (we) makes every effort to keep the data up-to-date, but cannot at all times guarantee the correctness, timeliness or completeness of the data. It is therefore important that you read the prices and conditions of the individual providers directly on the provider's website before entering into an agreement.

If you use the information published on lakes-n-trails.com, you act on your own responsibility.

Third Party Providers and Advertisers

lakes-n-trails.com works together with third parties such as banks and credit institutions and contributes to the promotion of the products of these providers. Sponsored items may appear specially marked on this page. When comparing loans, it is important to point out the representative example that shows the exact terms of all borrowers. You can find the representative example under each dataset.

Credit terms

Keep in mind that credit terms can change due to individual creditworthiness. We cannot guarantee exact interest rates or credit amounts. Also note that the lenders can use the credit assessment of the BKR when granting the loan. During a credit investigation, your BKR data is requested as part of the credit assessment. This procedure has no influence on your BKR listing.

Delay in the payment of credits

Late loan repayments can lead to additional costs. Keep in mind that each provider has drawn up separate rules for this situation. It is therefore important to obtain all necessary information directly from the provider before concluding the contract.

Repay loans

Avoiding refunds can incur significant additional costs. Contact the lender to find out what fees will be charged in this case.

Affiliated programs

Some of the content published on lakes-n-trails.com contains affiliate links to our affiliate partners. If you register with our partner through such an affiliate link or use its product, we will receive a commission.

There are no additional costs for the use of affiliate links.

The commission helps us cover the costs of the website so that we can continue to provide you with high quality content for free. For more information about affiliate links, see our cookies.


Our content is subject to national copyright law. Distributing, copying and modifying our content outside the limits of copyright law is only possible with our written permission. If third-party content has been used on our web pages, they will be marked as such. Various graphics and photos, which you will find on lakes-n-trails.com, come from our own production and / or have been obtained with an appropriate license from various photo databases.

If you find any content that violates copyright law, we ask that you notify us so that we can remove the content in question as soon as possible.

Disclaimer of Liability (Disclaimer)

The content of lakes-n-trails.com has been compiled with the greatest possible care. However, some information may be interpreted as unclear or misleading. If you decide to use this information, you do so at your own risk. The content of lakes-n-trails.com has been researched and compiled to the best of our knowledge, but we cannot be held liable for the topicality, completeness and correctness of this information.

Liability claims against lakes-n-trails.com, which relate to damage of a material or ideal nature, resulting from the use or non-use of the information offered on lakes-n-trails.com, are excluded.

Loan company

lakes-n-trails.com accepts no responsibility for any conflicts that may arise between customers and suppliers. This also includes all complaints about the granting of a loan or the rejection of a loan application.

We are impartial in case of disagreement between the customer and the service provider. We are not responsible for any damage caused by a violation of the contractual terms of either business.

If you decide to take out a loan, you ensure that the loan is repaid on time. Do not withdraw credit if you are unable to meet the conditions of the credit agreement due to your financial situation.

Liability for links

In individual articles on lakes-n-trails.com you will find external links with content over which we have no control. We therefore do not accept any liability for the content of third parties. The respective provider of the website is responsible for this content. No illegal content was detected at the time of publishing the links. Consistent monitoring of external content is unreasonable. If you find links to illegal content, it is possible to remove them upon request.

Investment of money

The articles published on lakes-n-trails.com do not constitute investment advice, but are based on research by the editors and / or their personal experience in the field of investing.

Stock trading, ETFs, P2P loans and other forms of investment, with the exception of savings accounts held in the EU with deposits of up to USD 100,000, are always subject to risk. An investment in these investment forms can lead to a complete loss of the invested capital.

We do not accept any liability for investment decisions you make based on information published on lakes-n-trails.com. Everyone is responsible for their own actions and also bears the risk of the investment.

Testimonials / Comments

We assume no liability for the correctness and topicality of the experience reports of readers of individual providers. These customer experiences reflect the experience of some readers. We cannot be held liable for the correctness of this content.

We reserve the right to add, change or remove content without prior notice.

By using lakes-n-trails.com you agree to the terms and conditions.

You can inform yourself about the use of Cookies here. Also read all about our Privacy Policy.